Lifetime Cat Insurance
Up to £20,000 towards vet bills every year
Cover for common conditions, like diabetes
Free vet video calls, 24/7
The UK's best cat insurance
Agria has been awarded 'the best pet insurance overall' from the Telegraph and is a Which? Best Buy for Cat Insurance for our Lifetime Premium insurance product.
Lifetime care for cats
Your cat is a free spirit – it’s part of what makes them such great pets. But it also means they get themselves into all sorts of scrapes.
From climbing trees to sleeping where they shouldn’t, cats are regular visitors to the vet. With our lifetime cover, you know that you can get your cat the treatment they need for every one of their nine lives.
Whether you have an indoor or outdoor cat – urban explorer or living room lounger – lifetime cover gives them the freedom to be themselves.
Give your cat the very best care
Up to £20,000 towards vet bills every year
So your cat can get the care they need.
We pay 98% of claims*
And we can pay your vet directly, so you can focus on your cat.
No increase in your premiums when you claim
So you don’t have to worry about the cost of insurance when you go to the vet.
Free vet video calls, 24/7
Which means help is always on hand if you’re worried.
Crazy about cats? Get a 5% discount when you insure more than one pet with us.
*Based on all Agria Pet Insurance claims received between May 2023 and October 2023
What does lifetime cat insurance cover?
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Vet fees
Up to £20,000 each year, renewed in full every year.
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Travel and accommodation
If your vet refers your cat to another vet for treatment, we’ll pay up to £300 for travel and accommodation expenses.
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Free vet video calls, 24/7
The Agria app gives you free 24/7 access to expert advice from a vet.
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Behavioural treatment
If your cat needs to see a certified behavioural specialist, and you’re referred by your vet, you’re covered up to £750.
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Lost or stolen pets
Up to £1,500 of help towards finding your cat, including advertising and offering a reward.
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Pet 24 Reunite Service
The fastest way to be reunited with your cat if it is lost or strays, free for the first 12 months with your new pet insurance.
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Common conditions
As long as there were no symptoms or signs before the start of the policy, your policy will cover a wide range of common conditions, including:
- Dental illness and injury (excluding routine check-ups, elective treatments, crowns and root canal procedures).
- Diabetes.
- Hyperthyroidism.
For a summary of what is covered, you can read the Insurance Product Information Document for the Agria Lifetime Premium £20,000 cover product, Agria Lifetime Plus £12,500 cover product, Agria Lifetime £6,500 cover product and Agria Lifetime Lite £3,000 cover product.
Please also read our Important Updates document to view important policy changes.
Optional extras
Death or loss from theft or straying
We will refund your pet’s purchase price up to £2,500 if they are lost or stolen and not recovered within 45 days.
Boarding fees and holiday cancellation costs
Up to £2,000 towards holiday cancellation and boarding fees.
Breeding Risks Cover
Up to £2,500 towards death as a result of complications of pregnancy or giving birth and up to £1,000 towards fertility examinations and treatment.
Overseas travel cover
Including up to £2,000 quarantine kennel costs, £500 emergency expenses, and £250 towards replacing a pet passport.
What's not covered
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Cover for pre-existing conditions that started before your policy
Conditions that began or showed symptoms before your policy started are considered pre-existing. Conditions that arise after your policy exclusion period ends are covered as long as the policy remains active.
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The cost of routine pet care, such as vaccinations and check-ups
But, if you choose our most extensive cover, we’ll give you a £25 voucher every year to help with the cost.
For further information please refer to the Policy Terms and Conditions booklet or if you are unsure whether your pet’s treatment will be covered please contact us.
A Which? Best Buy for Cat Insurance 2024
Rated top-scoring insurance provider by cat owners
Rated top of the Pet Insurance table for our Lifetime Premium insurance product
Trusted by cat owners
That’s why 96% of our customers would recommend us and 90% renew every year.
Verified
Easy to make a claim on line and…
Easy to make a claim on line and reasonable correspondence regarding the claim. Unfortunately our cat was put to sleep and we had to phone to cancel our policy, the lady we spoke to was lovely and made a very emotional process so much easier.
Alison Paterson
07 August
Verified
Excellent customer service when taking…
Excellent customer service when taking out a policy for new kitten . I have insured my previous cats with Agria and never had an issue with claims , they are excellent. Highly recommend. They really do care which was demonstrated when I received a bereavement card for my beloved cat who we lost in March this year. I cannot praise these guys enough
Tlj
25 July
Verified
An easy change to make
The straightforward, easy-to-understand explanation of what is covered for each type of pet insurance made the experience of selecting a suitable policy much better. Knowing how much experience the firm had in pet insurance and a Which recommendation sealed the deal because our cat deserves the best!
Ms Jennifer Grieves
28 June
Lifetime cat insurance explained
Insurance can be confusing, we want to help. Here are some explanations of important areas of insurance you need to know about.
Caring for your cat
Read expert advice on keeping your cat healthy and happy.
Misdirected hunting and play behaviour in cats
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